THE SMITH MANOEUVRE is a financial strategy pioneered by veteran BC-based financial consultant, Fraser Smith, and made popular through his best selling book “The Smith Manoeuvre”. It is a financial strategy designed to convert the non-tax deductible interest debt of a residential mortgage to the tax deductible debt of an investment loan – generating annual tax deductions, allowing home owners to pay off their mortgage sooner and build a retirement pension portfolio… SIMULTANEOUSLY - without requiring any additional monthly cash investment.

The Smith Manoeuvre will:

• Make your mortgage tax deductible
• Generate significant tax refunds
• Pay off your mortgage faster
• Build a pension portfolio to help you retire sooner
• Simultaneously – using only your monthly mortgage payments and reinvested tax refunds

The Smith Manoeuvre helps Canadians to make their mortgages tax deductible while simultaneously building their pension portfolios by harnessing the "forced savings" contained within their monthly mortgage principal payments.